Terms of use
HanFinCal is a website run by an independent publisher. By using it you agree to these terms.
Information, not advice
Articles, rate data and calculators on HanFinCal are for general information and education. They are not financial, legal, tax or credit advice, and they don’t account for your personal circumstances. Calculator results are estimates. Always confirm rates, fees and terms directly with the lender or provider.
Not a lender
HanFinCal is not a lender, broker or financial advisor. It doesn’t make credit decisions, take applications or arrange loans.
Accuracy
We work to keep information accurate and current, and we correct errors when we find them. We can’t guarantee that every detail is complete or up to date. Rules and rates change and can vary by state. Average rates on our rate tracker are national figures from official sources, not offers, and some are updated only monthly or quarterly.
Links
We link to other websites. We don’t control and aren’t responsible for those sites, their products or their privacy practices.
Using our content
You’re welcome to link to our articles and quote short excerpts with credit and a link back. Please don’t republish whole articles or our charts without permission. Rate data shown on the site comes from public sources named on each chart, and you can use that data under its original source’s terms.
Limitation of liability
To the extent the law allows, HanFinCal and the person who runs it are not liable for losses arising from your use of this website or reliance on its content.
Changes
We may update these terms. The date at the top shows when they last changed.